PM Jan Dhan Yojana 2020 { स्कीम Rs 500 रुपये } Online Account Opening & Application Form Status at pmjdy.gov.in

The department of financial services ministry of finance government of India has recently launched the Pradhan Mantri Jan Dhan Yojana (PMJDY) Scheme for the online opening of the account. This scheme is useful for Indian nationals. The purpose is to secure entry to financial service which includes (Banking/ Saving/ deposits Account, remittance, credit, insurance, etc) so that each person can get beneficiary in a moderate manner.

The expectant can look over there benefit and other beneficiaries on pmjdy.gov.in. Bank now will be started there Jan Dhan account with balancing zero, and each candidate can open their account in any branch outlet. Scheme recipients are now getting a checkbook facility also with the minimum balance. Candidate can go and check the detail on the link in the below segment and also go for the online application form.

In this epidemic condition due to COVID 19, For the next three months, the Women Jandhan account receptacle will receive Rs 500 every month, Stated by government, as Pradhan mantra Jan Dhan yojana in the substantial financial incorporation initiative mention by the prime minister of India on 15 august 2014. After giving this statement and viewing this situation, Shri Narendra Modi has started the “ Pradhan Mantri Jan Dhan Yojana” Scheme on 28 August 2014. Applicants can gain beneficiary facilities with this scheme and open basic accounts for insurance, pension, and other banking services.

In a statement, Shiv raj Singh Chauhan is grateful to Shri Narendra Modi saying that to overcome the corona disaster our prime minister has taken fruitful steps by implementing the relief package and also launching the scheme in which he announces to give Rs 500 per month to women for opening at least one bank account for next three month. No one is permitted to go outside without safety precaution as Shri Narendra Modi has already announced the 21 days lockdown in India in epidemic crisis by closing all outside places, gathering, marriage ceremony, religious places and give some guideline to follow so that the virus could not reach to one person to another.

In this period social distancing should be followed properly to stop the virus and for everyone together to fight this infection. Each one of us is jobless and seeking or grabbing the opportunities and citizens are not able to survive properly so the economy has been declining day by day. Keeping all this thing in mind, Government came up with the conclusion of providing 500 Rs to women in their Dhan account so that they can get all benefit from Mahila Jan Dhan Seva khata by withdrawing money from ATM if the bank is being closed in this epidemic situation.

Details Regarding Jan Dhan Yojana 2020

The main purpose is to access the availability for saving bank account, loan, remittance facility, insurance, and pension to those citizens who are low income like the deprived. It is possible with the technology in charge.

PMJAY program has been extended beyond 28-08-2018 as per the decision of the government and the following moderation on the opening account is now primary focus with the change from “every household” to “every Adult” is mention below:

1. Overdraft (OD) should limit to existing 5000/- alter to 10000/-
2. Account assists OD up to Rs. 2000 /- for PMJAY should not contain any constrain.
3. Age limit should be from 18 years to 60 years to 18 years to 65 years for getting advantage of the OD facility.
4. After 28-08-2018 opening of a new PMJAY account, new Rupay Card Holder accidental resources upraise from 1 lakh to Rs. 2 lakh.

Benefits Gained from PM Jan Dhan Scheme Yojana

• Interest will get on Deposit
• Rs 2 Lakh accidental insurances will come into the existing of Rs. 1 lakh.
• Eligibility Fulfilments on the death of beneficiary cover Rs. 30,000 through the scheme.
• Transferable from one part to other across India
• Direct Benefits of Transferring account will be getting from the government scheme.
• After 6 months, the Overdraft facility will be authorized to the account.
• Access facility will provide pension, insurance, etc

Pradhan Mantri Jan Dhan Yojana Required Document

• Driving license
• Voters Identity Card
• NREGA Job Card
• Aadhaar Card with permanent Address proof.
• Passport
• Officially Identical document
• Central Government notified document

PMJDY Schemes

• Pradhanmantri Jeevan Jyoti Bima Yojana

1. Rs 2 Lacs Life Insurance for Rs. 330 per month
2. If you demise, the amount will give to your family
3. Insurance period will be 1^st June to 31^st

• Pradhanmantri Suraksha Bima Yojana

1. 2 Lakh Accident Insurance at Rs 12 per Annum
2. Permanent disablement is also covered under the insurance
3. Insurance period will be Annually like 1^st June to 31^st May

Steps for applying for the Opening account under Pradhan Mantri Jan Dhan Yojana Application form 2020

• You need to go on the Google and search for the website of Pradhan Mantri Jan Dhan Yojana at pmjdy.gov.in
• The option of “Quick Link” you will get on the Homepage which you need to click.
• Open the link of Pradhan Mantri Jan Dhan Yojana
• You have to fill the form carefully and have to submit the necessary documentation.
• After filling all the detail, you need to click on “Submit” option and you get successfully registered

FAQs

Q1. Under Pradhan Mantri Yojana, Women Beneficiaries will get how much amount in Pradhan Mantri Jan Dhan Yojana?

Ans. Rs. 500/- will Women get under the Pradhan Mantri Jan Dhan Yojana.

Q2. What is the procedure to get the amount through PM Jan Dhan Yojana Scheme?

Ans.  You will get the amount in the Bank account which you registered under the scheme and you can withdraw it.

Q3. What is the time period of the scheme?

Ans. People who are eligible under the scheme will get payment for 3 months under Pradhan Mantri Jan Dhan Yojana.